YING YEE LOW

Having demonstrated knowledge and proficiency satisfactory to the Examining Committee and by authority of the Board of Directors, is currently a

In good standing and is entitled to all the privilages and rights accorded thereto. In testimony whereof the authorized officers have hereto subscribed their names and affixed the Seal of the Board.

Having demonstrated knowledge and proficiency satisfactory to the Examining Committee and by authority of the Board of Directors, is currently a

In good standing and is entitled to all the privilages and rights accorded thereto. In testimony whereof the authorized officers have hereto subscribed their names and affixed the Seal of the Board.